Yog tias koj tau txiav txim siab muab koj lub neej nrog tus dev lossis miv, tej zaum koj yuav tau pom tias koj cov nqi kho mob siab npaum li cas qee zaum. Txhawm rau daws cov xwm txheej tsis tau pom dua, uas tuaj yeem ua rau peb ntau dua ib qho txaus ntshai rau lub hnab tshos, peb muaj kev xaiv rau kev pov hwm kev noj qab haus huv rau tsiaj. Yog lawm, ib yam li tib neeg, kuj muaj kev pov hwm uas tuaj yeem muab kev kho mob rau peb cov tsiaj sai li sai tau thaum lawv xav tau. In the next article on our site we review the advantages of hiring he alth insurance for dogs and cats and share our tips for choosing the best he alth insurance rau tsiaj
Txoj kev cog lus kho mob rau dev thiab miv
Ua ntej tshaj, zoo li lwm yam kev pov hwm kev noj qab haus huv, cov tsim rau tsiaj muaj kev pab cuam sib txawv nyob ntawm seb peb xav them txhua xyoo. Qhov kev tuav pov hwm yuav them li cas yog qhov txawv cov nuj nqis los ntawm kev pab kho tsiaj ntawm peb tus dev lossis miv. Cov no yog cov nuj nqis uas, nyob rau qee lub sijhawm, dhau los ua siab heev, uas yog vim li cas ib qho ntawm qhov zoo ntawm kev cog lus pov hwm kev noj qab haus huv rau tsiaj yog los tiv thaiv peb cov hnab ris tiv thaiv cov xwm txheej tsis tau pom dua uas tuaj yeem loj heev. Tej zaum peb yuav xav tias peb tus tsiaj yuav tsis xav tau cov kev pabcuam no, tab sis qhov tseeb yog qhov tsim nyog los tshuaj xyuas qee cov ntaub ntawv:
- 50% ntawm cov khub tsiaj raug kev txom nyem los ntawm qee yam kab mob thaum lawv thawj xyoo ntawm lub neej Cov kab mob no tsis yog suav nrog kev kho tshuaj, tab sis, nyob ntawm ntawm qhov mob hnyav, lawv yuav tsum tau mus pw hauv tsev kho mob ntawm tus tsiaj, kho cov kua dej, hloov ntshav, thiab lwm yam, tag nrho nrog nws cov nqi sib xws. Nrog kev tuav pov hwm kev noj qab haus huv rau dev lossis miv, peb tswj kom txo cov nyiaj no ntau heev.
- 1 ntawm 3 tus dev mus rau ER txhua xyoo. Muaj xwm txheej, sib ntaus, ntog lossis qaug dej qaug cawv, muaj ntau yam kab mob uas yuav tsum tau mus ntsib kws kho tsiaj sab nraum lub sijhawm ib txwm muaj.
- 1 ntawm 4 tus dev tsim qee hom qog thaum lawv lub neej. Koj yuav tsum paub tias kev kho mob chemotherapy tuaj yeem ncav cuag li ntawm 1,000 txog 2,000 euros txhua xyoo.
Raws li koj pom, nws yooj yim dua li qhov koj xav tias koj tus dev lossis miv yuav xav tau nyiaj txiag ntau ntawm qee lub sijhawm hauv lawv lub neej. Kev tuav pov hwm kev noj qab haus huv rau tsiaj, xws li Barkibu's Animal He alth Insurance, tsis tas yuav kim thiab yuav cawm koj mob taub hau loj.
He alth insurance tsis tas yuav kim. Nyob ntawm tus uas peb ntiav rau peb tus tsiaj, peb tuaj yeem hais txog 150-200 euros ib xyoos. Tab sis yog tias koj ntiav thaum koj tus dev lossis miv tseem hluas, tus nqi tseem yuav qis dua.
Peb tuaj yeem suav tias yog kev nqis peev uas yuav zam kev ntshai, hloov pauv rau tus nqi ruaj khov uas peb xaiv los ntawm peb tus kheej, yog tias peb tus dev lossis miv raug kev txom nyem uas tsis tau pom dua uas nce tus tsiaj tus tsiaj.
Yuav ua li cas thiaj xaiv cov ntawv pov hwm kev noj qab haus huv zoo tshaj plaws rau tsiaj?
Yog tias koj tau txiav txim siab tias koj xav rho tawm daim ntawv pov hwm kev noj qab haus huv rau koj tus dev lossis miv, qhov kev pom zoo yog ib txwm uas koj tshawb nrhiav thiab sib piv ntawm ntau tus neeg tuav pov hwm. Nws yog txoj hauv kev uas koj tuaj yeem xaiv cov khoom uas koj nyiam tshaj plaws thiab muab txhua yam koj xav tau ntawm tus nqi sib tw tshaj plaws. Tsis tas li xyuas kom koj xaiv lub tuam txhab trustworthySiv sijhawm, vim muaj ntau qhov kev thov thiab qhov sib txawv loj ntawm lawv. Yog li kom koj tsis txhob poob ntawm tag nrho cov ntawm lawv, khaws cov ntsiab lus hauv qab no thaum xaiv cov ntawv pov hwm kev noj qab haus huv zoo tshaj plaws rau dev lossis miv:
- How many expenses does it cover each year, since some companies only pay up to 1500 euros or only cover surgeries. Lwm tus mus txog 3000 euros ib xyoos. Tsis tas li ntawd, nws yog ib qho tsim nyog los ntsuas seb qhov kev pab them nqi uas lawv muab yog rau lub neej lossis txwv rau lub sijhawm tshwj xeeb thiab, ntawm chav kawm, txawm tias lawv tso cai rau kev xaiv dawb ntawm tus kws kho tsiaj. Piv txwv li, Barkibu He alth Insurance tso cai rau koj xaiv lub chaw kho tsiaj thiab them nyiaj txog li 3,000 euros ib xyoos twg, qhov kev txwv siab tshaj plaws txhua xyoo hauv khw.
- The age of the animal that you want to insure, since insurance only covers dogs and cats up to a certain age. Peb tab tom tham txog qhov sib txawv ntawm ntau tshaj tsib xyoos.
- Lub sij hawm zoo Lub sij hawm no yog hais txog lub sij hawm dhau mus txij hnub uas daim ntawv cog lus tau sau npe thiab hnub uas koj tuaj yeem pib txaus siab rau qhov kev tuav pov hwm. Ceev faj, vim tias yuav muaj qhov sib txawv loj ntawm kev pov hwm. Hauv qee lub tuam txhab nws tuaj yeem tsuas yog teev, thaum muaj xwm txheej, lossis los ntawm 14 txog 90 hnub vim muaj mob.
- Pre-existing Lo lus no yog hais txog cov kab mob uas tus tsiaj twb muaj thaum lub sij hawm cog lus daim ntawv kho mob rau dev lossis miv. Piv txwv li, muaj cov tuam txhab tuav pov hwm uas tsis lees txais dev lossis miv uas muaj kab mob ntev, uas tab tom kho qee yam lossis uas nyuam qhuav raug phais rau lawv txoj cai.
- tias tus tsiaj yuav xav tau ob qho tib si hauv tsev kho mob nws tus kheej thiab hauv tsev. Ib yam li ntawd, peb tuaj yeem tshawb nrhiav cov kev pabcuam tshwj xeeb uas peb pom tau nthuav dav rau cov xwm txheej tshwj xeeb ntawm peb tus dev lossis miv raws li nws tus yam ntxwv. Peb tab tom tham txog, piv txwv li, hip dysplasia, ntau dua nyob rau hauv cov dev loj, kev siv tshuaj khomob, kev kho mob nrog probiotics lossis qia hlwb lossis cov tswv yim tshwj xeeb xws li acupuncture lossis physiotherapy.
Tom qab paub qhov txawv qhov zoo ntawm kev cog lus pov hwm kev noj qab haus huv rau cov tsiaj, nrog rau cov ntsiab lus uas koj yuav tsum coj mus rau hauv tus account thaum xaiv ib lossis lwm lub tuam txhab, tsis txhob yig mus nrhiav qhov tsim nyog tshaj rau koj thiab koj tus tsiaj, nco ntsoov tias kev txuag nyiaj mus sij hawm ntev tuaj yeem muaj txiaj ntsig.
