kev pov hwm kev noj qab haus huv rau dev yog ib qho kev xaiv uas cov neeg saib xyuas muaj nqis ntau dua. Thiab nws yog inevitable uas, sai los yog tom qab, nyob rau hauv ib tug mob me me los yog ntau heev txoj kev, peb tus dev xaus mus ntsib kws kho tsiaj. Qee lub sij hawm, nws xav tias muaj nuj nqis uas cov neeg zov me nyuam sim ncua sijhawm rau kev ntshai ntawm daim nqi, tab sis nws yog qhov kev txiav txim siab tsis zoo, vim tias qhov xwm txheej ntawm tus dev tuaj yeem ua rau hnyav dua, uas thaum kawg yuav ua rau muaj kev nce nqi thiab kev pheej hmoo rau nws txoj kev noj qab haus huv.
Muaj kev pov hwm yog ib qho kev xaiv zoo los tswj cov xwm txheej tsis tau pom dua yam tsis muaj kev sib npaug ntawm tsev neeg cov peev nyiaj. Tsis tas li ntawd, kev tuav pov hwm kev lav phib xaub ntawm pej xeem, uas them rau kev puas tsuaj rau cov neeg thib peb, yog qhov yuav tsum tau ua nyob rau hauv cov ntaub ntawv ntawm kev nyob nrog qee yam tsiaj, cov uas tau xaiv los ua qhov txaus ntshai. Tom ntej no, ntawm peb lub vev xaib, peb tham txog cov phiaj xwm thiab thiab tshuaj xyuas lawv cov txiaj ntsig kom muaj peev xwm xaiv qhov zoo tshaj plaws rau peb cov kev xav tau.
Types of dog insurance
Nyob ntawm kev tuav pov hwm rau dev, muaj, qhov tseem ceeb, kev lav phib xaub, kev sib tsoo, kev tuav pov hwm kho mob lossis kws kho tsiaj thiab cov phiaj xwm kev noj qab haus huv, tab sis nws yog ib qho ntawm cov tuam txhab tuav pov hwm tso cai rau koj xaiv cov kev pab sib txawv thiab ntiav ib qho kev tuav pov hwm sib koom ua ke uas them tag nrho lossis suav nrog ntau hom kev tuav pov hwm hauv ib qho kev pov hwm. Piv txwv li, hauv Mascota Segura lawv muaj kev pov hwm kev sib tsoo nrog kev pab cuam txuas ntxiv, suav nrog kev lav phib xaub ntawm tus nqi ntawm ib ncig ntawm 75 euros ib xyoos.
Nyob hauv tshooj nram no peb piav qhia txog cov yam ntxwv ntawm ntau hom kev tuav pov hwm uas peb yuav xaiv tau.
Dog liability insurance
Nov yog qhov kev tuav pov hwm obligatory for potentially txaus ntshai dev nyob Spain Feem ntau, cov neeg zov ntawm lwm hom tsiaj tsis tas yuav cog lus, tab sis lawv tuaj yeem ua tau yog tias lawv xav tias tsim nyog. Hauv lwm lo lus, nws tsis yog kev pov hwm tshwj xeeb rau PPPs. Nws lub hom phiaj yog pab kev puas tsuaj rau cov neeg thib peb tshwm sim los ntawm tus aub, txawm tias lwm yam tsiaj, tib neeg lossis yam khoom, rau tus nqi ntawm 120,000 euros, txawm tias muaj kev tuav pov hwm mus txog 300,000 thiab ntau dua. Ob peb piv txwv: yog tias koj tus dev khiav tom qab lub pob thiab ua rau muaj kev sib tsoo, lossis yog tias nws tsoo koj thaum ua si nrog lwm tus, kev pov hwm yuav them rau cov xwm txheej no. Nws yog ib qho tseem ceeb kom nco ntsoov tias qhov kev pov hwm no tsis them rau kev puas tsuaj uas tus dev nws tus kheej yuav raug kev txom nyem.
He alth or mob nkeeg rau dev
hom kev tuav pov hwm no muaj kev pab them nqi kho mob rau qee cov nqi kho tsiaj rau tus dev mus txog qhov kev txwv yav dhau los. Qhov kev pab yuav los yog tsis nyob rau hauv cov chaw sib tham, uas feem ntau hloov cov kev txwv. Tsis zoo li kev lav phib xaub rau pej xeem, qhov kev pov hwm no tsis yog yuav tsum tau ua rau txhua tus tsiaj, tab sis nws tuaj yeem nthuav dav heev, vim nws ib txwm them cov nqi ntawm kev sab laj thiab kev phais mob los ntawm kev mob. Nws tsis cuam tshuam nrog ntau dua, kev lag luam thiab cov nuj nqis raws sij hawm, xws li deworming, tshuaj tiv thaiv lossis microchipping. Hauv lwm lo lus, nws yog qhov muaj txiaj ntsig
Nws them ib ncig ntawm 1,000-2,500 euros ib xyoos twg, nyob ntawm kev pov hwm tawm. Muaj cov kev xaiv uas tseem them cov nuj nqis uas tau los ntawm tus tsiaj tuag, xws li kev faus neeg, pw hauv tsev kho mob lossis them nyiaj thaum muaj xwm txheej. Nws yuav tsum tau borne nyob rau hauv lub siab hais tias cov yug ntawm tus tsiaj thiab tshwj xeeb tshaj yog nws muaj hnub nyoog yog ib qho tseem ceeb heev thaum ntiav nws. Muaj kev pov hwm qhov twg yog tias tus dev muaj hnub nyoog, lawv tsis muaj kev pab them nqi kho mob, yog li qhov zoo tshaj plaws yog tias koj tus dev muaj ntawv pov hwm kev noj qab haus huv ua ntej nws muaj 7 xyoo. Thaum koj tau cog lus lawm, nws yog rau txoj sia thiab yuav them cov mob txawm tias koj muaj hnub nyoog tshaj 7 xyoo.
Dog xwm txheej insurance
ZAUB, raws li nws lub npe qhia, yog lub luag haujlwm rau npog cov kev pab tsiaj rau tus dev thaum muaj kev sib tsoo, suav nrog cov nyiaj tau los ntawm nws txoj kev tuag, euthanasia thiab cremation yog tias, hmoov tsis, nws tsis zoo los ntawm nws qhov kev raug mob. Kev tuav pov hwm yeej ib txwm them mus txog qhov kev txwv uas tau teev tseg dhau los. Yog tias dhau lawm, tus neeg zov me nyuam yuav tau them tus nqi ntxiv.
Qee yam kev pov hwm xwm txheej kuj them cov nuj nqis tshwm sim los ntawm tub sab nyiag lossis poobPiv txwv li, yog tias tus dev ploj lawm, lawv yuav them tus nqi ntawm qhov chaw koj thiab qhov chaw nyob ntawm tus dev. Lwm tus muab kev pabcuam hauv xov tooj dawb thiab txawm tias muaj ntau tshaj plaws tuaj yeem suav nrog kev lav phib xaub thiab kev pabcuam raug cai. Tab sis lawv yuav tsis cuam tshuam nrog cov nuj nqis tsim los ntawm kev mob nkeeg, tshwj tsis yog qhov txiaj ntsig no tau xav txog, uas yuav cuam tshuam rau tus nqi kawg.
Nyob hauv Peta Segura peb nrhiav kev tuav pov hwm kev huam yuaj uas npog txhua yam uas tau hais los saum no, nrog rau lwm yam kev pov hwm rau cov dev uas muab kev pov hwm kev nyab xeeb nrog kev pov hwm kev noj qab haus huv thiab kev lav phib xaub. Yog li, peb muaj:
Accident, Illness and Civil Liability Insurance
He alth Plans
Nws tsim nyog hais txog lwm yam kev xaiv uas muaj xws li cov phiaj xwm kev noj qab haus huv, lawv yog cov phiaj xwm uas yog taw qhia txog tshuaj tiv thaivYog li, cov phiaj xwm tuaj yeem suav nrog cov txheej txheem kho tsiaj uas tsis yog feem ntau xav txog hauv kev pov hwm kev noj qab haus huv ib txwm muaj, ib txwm mus txog rau qee qhov nyiaj siab tshaj. Piv txwv li, cov phiaj xwm suav nrog kev kuaj tsiaj, tshuaj tiv thaiv, kev deworming sab hauv thiab sab nraud lossis txawm tias tshuaj. Lawv feem ntau them rau cov nuj nqis, ntawm tus nqi tsawg dua, pheej yig dua. Lawv feem ntau tsis them rau cov nuj nqis uas xav tau tshaj plaws los ntawm kev sib tsoo lossis mob. Nyob ntawm cov yam ntxwv xaiv, tus nqi yuav txawv txav.
Kwv txhiaj tawm tshiab
Raws li peb tau pom, ntau hom kev tuav pov hwm rau dev npog, qhov tseem ceeb tshaj plaws, cov nuj nqis tshwm sim los ntawm cov xwm txheej muaj mob, kev sib tsoo, tub sab nyiag, poob lossis kev puas tsuaj rau cov neeg thib peb. Yog li ntawd, lub ntsiab kom zoo dua ntawm kev tuav pov hwm yog daim ntawv cog lus pov hwm. Yog li, qhov no yuav yog tus saib xyuas cov nqi kho tsiaj, suav nrog euthanasia thiab faus neeg, kev txiav txim plaub ntug, nyob hauv tsev dev, xws li hauv tsev kho mob ntawm tus tswv, kev tiv thaiv kev cai lij choj, cov nqi raug cai, nyiaj them, thiab lwm yam. Ntau qhov kev tuav pov hwm no kuj muaj kev pab hauv xov tooj dawb thiab suav nrog kev saib xyuas txawv teb chaws, uas tso cai rau koj mus ncig nrog kev thaj yeeb nyab xeeb.
Hauv cov ntsiab lus, cov txiaj ntsig kev pov hwm yooj yim yog raws li hauv qab no:
- Txoj kev thaj yeeb nyab xeeb ntawm kev tswj xyuas cov nuj nqis kho tsiaj.
- Txoj kev muaj peev xwm txais yuav PPP, vim rau lawv nws yog ib qho tseem ceeb kom muaj kev tuav pov hwm kev lav phib xaub, nrog rau lwm cov kev cai.
kev pov hwm kev lav phib xaub yog yuav tsum tau ua rau cov dev no:
- PPPs and their crossings.
- Cov tib neeg uas muaj tej yam ntxwv ntawm lub cev uas qhia tau tias yuav ua rau muaj kev puas tsuaj loj heev.
- dab uas qhia aggressiveness
Yog tias koj muaj lus nug txog seb puas muaj kev tuav pov hwm kev lav phib xaub rau koj tus dev, nug koj tus kws kho tsiaj. Txawm li cas los xij, koj yuav tsum paub tias hauv qee cov zej zog qhov kev pov hwm no yuav tsum tau ua rau txhua tus dev, tsis hais lawv hom, qhov loj me lossis tus cwj pwm. Yog li ntawd, sab laj txog txoj cai lij choj uas cuam tshuam rau koj qhov chaw nyob kom tsis txhob xav tsis thoob.
Tus nqi them npaum li cas los tiv thaiv tus dev?
Tus nqi them rau kev tuav pov hwm canine depends on the coverage contracted thiab tus yam ntxwv ntawm tus dev. Logically, ntau nta nws muaj, tus nqi siab dua. Raws li nws tseem tuaj yeem ua ke nrog ntau qhov kev tuav pov hwm, tus nqi kawg tuaj yeem hloov pauv. Ua piv txwv, nws tuaj yeem nrhiav kev pov hwm rau ntau dua 300 euros ib xyoos, thaum lwm tus tsis tshaj 20. Koj tuaj yeem nrhiav kev pov hwm tag nrho uas tsawg dua ib euro ib hnub suav nrog kev them nyiaj rau kev raug xwm txheej, kev noj qab haus huv thiab kev lav phib xaub.
Ib txwm, txij li cov no yog cov cai ntawm € 70 thiab € 250, feem ntau lawv tau them nyiaj ib zaug rau tus neeg tuav pov hwm, nrog rau tus dev tau them thoob plaws hauv lub xyoo. Koj tuaj yeem xam seb qhov kev tuav pov hwm yuav them rau koj li cas ntawm Peta Segura lub vev xaib, piv txwv li, kom koj tuaj yeem kwv yees tus nqi thiab kev txuag ntawm kev tuav pov hwm nrog cov yam ntxwv no.
How to insure a a dog?
Insurance tuam txhab uas muag yuav thov kom tau ib co ntaub ntawv thiaj li yuav cog lus rau kev tuav pov hwm. Yog li ntawd, lub hauv paus rau txhua tus dev yog cov hauv qab no:
- Cartilla los yog passport veterinarian up to date.
- microchip.
Tab sis koj yuav tsum paub tias txhua tus neeg tuav pov hwm pub dawb thov cov ntaub ntawv ntxiv, xws li daim ntawv qhia kws kho tsiaj uas tau lees paub tus dev kev noj qab haus huv. Nco ntsoov tias tus dev yuav tsum noj qab nyob zoo thaum lub sijhawm ua ntawv cog lus kev tuav pov hwm thiab qhov ntau uas yuav tau cog lus pov hwm yog feem ntau ntawm 3 lub hlis txog 9 xyoo kwv yees.
Yuav ua li cas thiaj xaiv qhov kev tuav pov hwm tus dev zoo tshaj?
Txoj kev xaiv qhov kev pov hwm zoo tshaj plaws rau peb tus dev yuav tsum ua raws, ntxiv rau tus nqi, ntawm cov xwm txheej peb xav kom them. Hauv lwm lo lus, nws tsis yog hais txog tsuas yog xaiv qhov kev pov hwm pheej yig tshaj yog tias tom qab ntawd nws yuav tsis muab cov kev pabcuam peb xav tau yog tias tsim nyog. Yog li ntawd, thawj kauj ruam yog make a wish listThaum peb muaj qhov tseem ceeb tshaj plaws, peb tuaj yeem sib piv cov kev xaiv sib txawv uas muab los ntawm cov tuam txhab thiab thov cov lus qhia tus kheej los ntawm ob peb ntawm lawv, nrog tus neeg uas peb tuaj yeem tiv tauj ncaj qha los teb cov lus nug thiab tham nrog cov kws tshaj lij.
Thaum kawg, ua tib zoo xav txog tej yam xws li lub sijhawm tos rau kev pab them nqi kho mob, uas nyob rau hauv cov dev, lub sij hawm feem ntau luv dua li cov cai noj qab haus huv rau tib neeg. Nws feem ntau yog nyob nruab nrab ntawm 0 thiab 30 hnub. Kuj ntsuam xyuas qhov kev txwv siab tshaj plaws ntawm kev pab them nqi thiab cov chaw zov me nyuam uas lawv tau npaj, qhov zoo tshaj yog tias koj tuaj yeem mus ntsib kws kho tsiaj koj xaiv thiab tom qab ntawd lawv yuav them rov qab rau koj tag nrho lossis feem pua ntawm cov nqi kho tsiaj.